Terms & Conditions

TERMS & CONDITIONS

By using or accessing any part of our website, aside from the Terms and Conditions page, you agree to be legally bound by those terms and conditions. We may amend these terms and conditions at any time without notice. Your continued use of our website following any change will constitute your acceptance of such change. Our full terms and conditions can be found here.

Regulatory Information

The MitonOptimal Group (“MitonOptimal”) of companies is authorised and regulated in their respective jurisdictions, as required by law. For further details, you may visit the regional sites via https://www.mitonoptimal.com.

MitonOptimal UK Ltd (including Coram, the trading name of the funds’ division) is part of the MitonOptimal group of companies. MitonOptimal UK Ltd is registered in England and Wales No. 09138865. Authorised and regulated by the Financial Conduct Authority.

Risk Warning

Potential investors should be aware that our models and funds may make investments in equities, bonds, cash, commodities alternative strategies and commercial property. Investors should be aware that there is no guarantee that investments will go up.  Past performance is no guide as to future performance. As the price of units and the amount of income distributed or accumulated may go down as well as up, the Manager has no obligation to redeem units at the subscription price originally paid. If you are in any doubt about the contents of these terms and conditions, you should not enter the site and consult your stockbroker, bank manager, solicitor, accountant or professional investment advisors.

If you have any questions or concerns about our website please email us at [email protected].

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Philosophy & Process - MitonOptimal UK - Coram Funds

Philosophy & Process

We are top down investors.

We believe that getting the asset allocation right is the most powerful driver of investment returns and so our starting point is the overall macroeconomic backdrop. We then consider how this affects each asset class before taking a geographical and sector perspective. We then use this research and insight to select individual assets.

In our view, this is the most efficient way of identifying which investments will outperform at any given point in the economic cycle.

Our multi-asset unconstrained approach allows us to invest only where our managers have the highest conviction, rather than creating a best ideas buy list. By blending asset classes, we believe we can create a portfolio that produces the best risk-adjusted returns for clients. Our high conviction approach to investing means that we are not subjected to style, sector or thematic bias in our portfolios. Our managers are therefore able to exploit investment opportunities throughout a variety of market conditions, irrespective of the asset class, geography or sector. That said, all our funds have a global but diversified approach to investing, to ensure investors are not exposed to unnecessary risk as macroeconomic or market conditions change.

Construction of our Funds is via a proven, robust and repeatable process. Our belief is that 90% of returns are derived from a top-down, asset allocation driven approach to investing. However, we still employ a rigorous approach to selecting the underlying assets, using in-depth quantitative and qualitative research. Although quantitative research can narrow down our list of investable funds, we believe that qualitative analysis is the key to identifying the future of good performance. Our research involves analysing the key drivers of performance, assessing the repeatability of those processes and returns, understanding the decisions that drove the performance and ensuring the managers have the people, processes and systems in place to continue to perform in the future.

Subsequently, all holdings we invest in are subjected to continuous monitoring, if an underlying holding no longer suits our selection criteria for whatever reason, we will disinvest. A close working relationship with all the management teams in which we invest is an essential part of our process. We believe that this approach is the most sustainable methodology for the creation of diversified Funds and peace of mind for our investors.

Address

MitonOptimal UK Limited
Royal Mead
Railway Place
Bath
BA1 1SR
UK

Phone

t: +44 (0) 1225 632 250
f: +44 (0) 1225 439 442

Regulatory Information

MitonOptimal UK Limited is part of the MitonOptimal group of companies. Registered in England and Wales No. 09138865. Authorised and regulated by the Financial Conduct Authority.